Removing a Lien
A lien is a record maintained by the MVA of the debt owed by a vehicle owner to a secured party (lender). A secured party lends the money to the owner and has the power to repossess the vehicle if the owner does not repay the loan.
To remove a lien from the title, the MVA requires that you provide either the Security Interest Filing that was provided to the lien company showing the lien has been satisfied. Or you can provide an original letter from the lien company that shows the lien was satisfied before the lien can be removed from the title to sell or trade the vehicle/trailer.
The MVA requires that the original lien release letter from the lien company must include the information provided below.
- Name of the Debtor
- Amount of the Original Loan
- Account Number
- Date the Lien was Released
- Year of the Vehicle/Trailer
- Make of the Vehicle/Trailer
- VIN of the Vehicle/Trailer
- Signature of the Party Releasing the Lien
- Capacity of the Party Releasing the Lien
- Printed Name of the Party Releasing the Lien
- Telephone Number of the Person Releasing the Lien
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